435 ISLEBAY DRIVE APOLLO BEACH, FL 33572
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**No flooding from Hurricanes Helene or Milton** Welcome to your Florida oasis in the picturesque MiraBay community, where waterfront living meets everyday convenience. This Key West-style home offers the perfect blend of coastal charm and practicality, making it ideal for those who love kayaking, paddle boarding, jet skiing, or cruising the bay in your 17-foot Boston Whaler or Grady-White—all from your private dock. Inside, the home features 4 bedrooms, an office/den, a spacious loft, and 3.5 bathrooms, offering plenty of room for both relaxation and entertaining. The first-floor master suite is a serene retreat with direct access to the screened-in pool and lush landscaped yard, which includes large side yards and a fenced, turfed area with planter boxes—perfect for gardening or play. The heart of the home is the chef’s kitchen, equipped with stainless steel appliances, which opens to a light-filled living room. French doors lead you out to the expansive covered patio and backyard, creating a seamless indoor-outdoor living experience. Recent updates, including a new roof (2022), HVAC (2023), and solar panels (2024), ensure this home is as efficient as it is beautiful, helping to keep energy bills low. Upstairs, you’ll find three additional bedrooms, a Jack and Jill bathroom, another full bathroom, and a versatile loft space, providing ample space for family or guests. While the home has been meticulously maintained, it also offers the opportunity for light cosmetic updates, allowing you to personalize it to your taste. MiraBay is known for its resort-style amenities, including a clubhouse, fitness center, swimming pool, tennis courts, and scenic walking trails. With its golf-cart-friendly streets, low annual HOA fees ($157/year), and a vibrant, social community, this neighborhood offers the best of Florida living at a reasonable price. Additionally, this property comes with a LOW ASSUMABLE flood insurance policy at just $843/year—saving you thousands compared to a new policy (quoted over $7K a year!). For added value, the seller is offering a PREFERRED LENDER INCENTIVE: 1% closing cost credit or interest rate buy down when partnering with their preferred lender. This home is perfect for those seeking a well-built, well-maintained residence with room for personal touches. Whether you're relocating from a colder state, looking for a vacation retreat, or simply yearning for the water-front Florida lifestyle, this MiraBay gem is ready to welcome you home!
3 weeks ago | Price changed to $949,900 | |
4 months ago | Listing first seen online | |
4 months ago | Listing updated with changes from the MLS® |
Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2024, Stellar MLS.
Data last updated at: 2024-10-21 08:00 PM EDT
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